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About Us

We help you fill the Gap in your finances

Personal & Business Loans Grow your business or take care of personal needs with loans and repay conveniently

Make your naira work harder for you Earn high interest on savings and fixed deposits

Make payments easily Pay bills, buy airtime, send and receive money instantly

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Services

Fill in the Gap in your finances in few minutes

Personal & Business Loans

Grow your business or take care of personal needs with loans and repay conveniently

Savings & Investment

Make your naira work for you, as you earn high interest on savings and fixed deposits

Banking & More

Make payments easily Pay bills, buy airtime, send and receive money instantly

Why Choose Us

Dedicated to millions of under-banked people in Nigeria

1
Loan

Apply and get a loan in just a few steps.

2
Savings

Make your money work hard. Earn great interest on your savings and deposits.

3
Banking & More

Pay bills, send and receive money from any Nigerian bank account.

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10+

Years of Experience

Gap Financial Technologies. 2015

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Our Features

Explore Our Features

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Transfer Money

You can transfer your funds within Gap or other banks by adding your beneficiaries

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Deposit Schemes

We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.

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Take Loan

We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.

How it works

It's easy to join with Us

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Open an Account

To be an account holder you have to open an account first.

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BVN Verification

After registration, you need to verify your BVN, you will receive an SMS

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Email Verification

After you verify your BVN, then finally you need to verify your Email.

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Enjoy our Services

Now you can start taking advantage of all our service offerings

Fixed Deposit Scheme

Efforts are ours, rewards are yours!

Safemoney for 2 years (Upfront Interest)

24.97%  / 730 Days

  • Lock in Period

    730 Days

  • Get Profit Every

    730 Days

  • Profit Rate

    24.97%

  • Minimum

    ₦1,000.00

  • Maximum

    ₦100,000,000.00

Safemoney for 1 year (Upfront Interest)

10%  / 365 Days

  • Lock in Period

    365 Days

  • Get Profit Every

    365 Days

  • Profit Rate

    10%

  • Minimum

    ₦1,000.00

  • Maximum

    ₦100,000,000.00

Safemoney for 6months (Upfront Interest)

4.93%  / 180 Days

  • Lock in Period

    180 Days

  • Get Profit Every

    180 Days

  • Profit Rate

    4.93%

  • Minimum

    ₦1,000.00

  • Maximum

    ₦100,000,000.00

Our Loan Schemes

We Have The Best Loan Plans

14 Days Offer @10% Flat Rate

12%  flat rate for 30 Days

  • Take Minimum

    ₦1,000.00

  • Take Maximum

    ₦100,000.00

  • Flat Rate

    12%

  • Installment Interval

    30 Days

  • Total Installment

    1

30 Days Offer Flat Rate

15%  flat rate for 30 Days

  • Take Minimum

    ₦1,000.00

  • Take Maximum

    ₦100,000.00

  • Flat Rate

    15%

  • Installment Interval

    30 Days

  • Total Installment

    1

Gap Working Capital Loan

5%  flat rate for 30 Days

  • Take Minimum

    ₦1,000,000.00

  • Take Maximum

    ₦5,000,000.00

  • Flat Rate

    5%

  • Installment Interval

    30 Days

  • Total Installment

    1

We have some awesome feedbacks

Honest opinions about us

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Jame Rufai
Enterpreneur
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I opened an account 5 years ago, I feel safe keeping my funds in Gap. Their Deposit schemes plans are really helpful.

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Sekinat Omotunde
Fashionprenuer
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I got the funds I needed for my fashion festival, and the process was smooth and easy, will a very low interest rate.

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Ashleigh Adejuwon
UI/UX Designer
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I have enjoyed Gap services since the days when it was just called Gap Credit, i have never been disappointed

Frequently Asked Questions

Any Questions? Find Here.

Don’t find your answer here? just send us a message for any query.

Contact Us

Yes, we don't take any fees for opening an account.

Yes, you can send money from Gap to another bank.

Get the registration form by clicking on the Sing Up button on the top bar. Provide all information and click on the Sign Up button.

No, we don't provide our account holder's information to any third-party organization.

-You must have a verified account with Gap Finance -Check your eligibility on the Gap Mobile App Today!

You’re eligible to get a loan from us if you: 1. Are 18 – 59 years old 2. You must have access to your internet or mobile banking 3. Your account must be a salary or income account 4. You must have a verified account with Gap Finance

The system shows you loan plans that are within you credit score range, if you want something more or different send us a message.

Our loan application flow is completely digital hence all you need is to follow the instructions on the screen.

Our Trusted Alliance of Partners

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Account Holders

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Transactions

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Region

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Loans

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